Empowering Malaysian SMEs with Trusted Financial Solutions
Our Affiliates:
Aprove Ventures is a Leading Financial Advisory Firm in Malaysia
We specializing in SME financing, tradeline facilities, offshore trust services, investments, keyman insurance, and alternative lending solutions. With 20 years of industry expertise, we have successfully helped over 15,000 SMEs secure the funding they need to grow, sustain, and expand their businesses.
We partner with 20+ financial institutions, including traditional banks, Islamic banks, P2P lenders, and private investors, to offer tailored financial solutions that address the unique challenges SMEs face. Whether you need working capital, asset-backed financing, or strategic wealth management, we provide personalized advisory and fast, flexible funding options.
At Aprove Ventures, we prioritize transparency, efficiency, and results, ensuring SMEs gain access to the right financial tools to enhance cash flow, mitigate risks, and drive business success.
Financial Solutions for Every Stage of Your SME Journey
From business loans and tradeline facilities to offshore trusts, investments, and keyman insurance—we provide end-to-end financial support designed to help your business grow, protect assets, and achieve long-term success.
Business Loan
Fuel long-term growth with structured financing.
P2P Lending
Fast, Flexible Business Financing — Without the Bank Hassle.
Invoice Factoring
Accelerate Payments with Invoice Factoring Solutions
Private Lending
Fast, Flexible Business Financing — A Smarter Alternative to Traditional Banks.
Keyman Insurance
Secure your business. Protect what matters most.
Securities Financing
Unlock Capital Without Selling Your Investments.
Onshore & Offshore Trust
Preserve Your Wealth. Protect Your Legacy. Plan for the Future.
What Makes Us Stand Out From The Rest?
At Aprove Ventures, we make SME financing simple, strategic, and stress-free. With over 20 years of experience and deep local insights, we help Malaysian businesses secure the capital they need—fast.
Access a full suite of services—from loans and tradelines to offshore trusts and insurance—under one roof.
Our streamlined process and lender relationships mean quicker approvals and tailored financing terms.
We provide honest, ethical, and expert advice—empowering you to make informed financial decisions.
We understand SME challenges and deliver financing strategies that support growth and sustainability.
From traditional banks to P2P lenders and private investors, we connect you to the best-fit funding sources.
We’re proud to have empowered thousands of businesses across Malaysia.
Facing Financing Challenges?
Struggling to Secure Business Funding?
We help you access tailored SME loans, tradeline facilities, and P2P lending—with faster approvals and less red tape.
Cash Flow Issues Slowing Your Business Growth?
Get the working capital you need through overdraft facilities and securities financing—so your operations never miss a beat.
Finding It Hard to Get Financing Without Collateral?
Explore flexible, unsecured funding options through trusted private lenders and P2P platforms.
Risk Management & Wealth Protection
What If Your Key Executive Is No Longer Around?
Protect your business continuity with Keyman Insurance solutions designed for SMEs.
Concerned About Wealth Protection or Business Succession?
Preserve your assets and plan ahead with expert Onshore & Offshore Trust structuring.
Business Growth & Expansion
Ready to Expand Beyond Malaysia?
Tap into offshore trust and investment strategies to diversify and grow your business internationally.
Lacking Financial Know-How to Scale?
Gain clarity and confidence with our financial advisory, strategic guidance, and literacy support.
Our Goal is Simple
We help you improve cash flow, reduce risk, and scale your business with confidence.
Whether you’re looking for working capital, expansion funding, or smart ways to protect your assets—we’re here to guide you every step of the way.
What You Need to Know
We connect SMEs with flexible financing solutions—ranging from Business Term Loans and Overdraft Facilities to Tradeline Financing and government-backed schemes.
Business Loan
up to RM5,000,000
Loan / Financing Tenure
up to 7 years
Interest Rate
Competitive interest/profit rate*
Collateral
Secured or unsecured (based on profile)
Use of Funds
Working capital, expansion, asset purchase, renovation, or debt consolidation
Government Schemes
May qualify for SJPP or GCG Scheme
*Terms and rates vary depending on lender, risk profile, and loan structure.
Eligibility Requirements for SME Financing
Our solutions are open to a wide range of Malaysian SMEs:
- Business Entity: Sole proprietorship, partnership, or Sdn Bhd
- Registered with SSM
- Operating for at least 6 months to 2 years (Start-Up Loan) or 3 years for government-guaranteed schemes like SJPP
- Annual Revenue: RM500,000+ (varies by lender)
- Business is operated in Malaysia
- Financials: Audited reports or management accounts are required
- Credit Health: Satisfactory CTOS/CCRIS for company & directors
How It Works
From request to disbursement, we streamline the funding process so you can focus on growing your business.
Submit Your Request
Share your financing needs
Pre-Qualification
We assess your eligibility
Consultation & Documentation
We assess your eligibility
Loan Approval & Disbursement
Receive your funds quickly