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Invoice Factoring

Accelerate Payments with Invoice Factoring Solutions

Invoice factoring is a fast and flexible financing solution that allows businesses to unlock immediate cash from unpaid invoices, especially those issued to Government-Linked Companies (GLCs) across Malaysia.

Instead of waiting 30, 60, or even 120 days for payment, you can sell your receivables to a factoring company and receive up to 80% of the invoice value upfront. This helps improve your working capital, manage operations smoothly, and seize new opportunities, without taking on additional debt.

How Does It Work?

Submit Invoices

Share your outstanding invoices issued to GLCs or their main contractors.

Get Immediate Cash

Receive up to 80% of the invoice value within 24 hours, no waiting, no delays.

We Handle Collections

The factoring company collects payment directly from your customer.

Receive the Balance

Once full payment is received, the remaining 20% balance (minus factoring fees) is transferred to you.

Features of Invoice Factoring

Access fast, collateral-free funding with invoice factoring—approval based on your customers’ credit, not yours, and no added debt.

Collateral-Free

Invoices serve as security; no physical collateral needed

Quick Turnaround

Get approved and funded within days

Flexible Limits

Financing grows in line with your business performance

Debt-Free Classification

Factoring is not considered a loan under accounting standards

Customer-Focused Credit

Approval is based on the creditworthiness of your customers, not your business

Benefits of Invoice Factoring

Instant Cash Flow

Free up cash to pay suppliers, staff, or fund new projects—fast.

No New Debt

Factoring is not a loan, so it doesn't increase your liabilities or affect your credit rating.

Credit Control Services

Many factoring providers offer customer credit checks and payment follow-ups, reducing your administrative burden.

Scalable Financing

The more invoices you generate, the more financing you can access—automatically.

benefits of invoice factoring

Eligibility Requirements for Invoice Factoring

  • Registered in Malaysia – Sole Proprietorship, Partnership, or Sdn Bhd
  • Operating for at least 6 months
  • Invoices billed to GLCs or their principal contractors
  • Basic documents required, such as:
    - 6 months Bank statements
    - Letter of Award
    - Sample of Invoices
    -Company profile or financials
with laptop woman efficiently calculates household finances her smartphone

It’s particularly ideal for:

  • Startups & SMEs with limited credit history
  • Companies working with GLCs on infrastructure or public sector projects
  • Businesses with large outstanding receivables
  • Industries with extended payment terms, including:
    - Construction
    - Utilities
    - Logistics
    - Engineering
    - Manpower supply

Stop waiting for payments.

Turn your receivables into cash—quickly, securely, and without taking on new debt.

APPLY NOW